A Complete Guide for Employers & Employees in India
In today’s evolving compliance landscape, Provident Fund (PF) is not just a statutory requirement—it is a powerful long-term savings tool for employees and a key responsibility for employers. With over a decade of professional experience, we at VG Expert Advisors LLP help businesses stay compliant while building employee trust.
What is Provident Fund (PF)?
Provident Fund is a government-backed social security scheme regulated by the Employees’ Provident Funds & Miscellaneous Provisions Act, 1952. It ensures financial stability for employees after retirement by encouraging disciplined monthly savings from both employer and employee.
Who is Required to Register for PF?
PF registration is mandatory for:
- Establishments employing 20 or more employees
- Employees earning up to ₹15,000 per month (mandatory)
- Higher-salary employees (optional with consent)
Even startups and growing businesses can voluntarily register to enhance credibility and employee retention.
PF Contribution Structure
- Employee Contribution: 12% of basic salary + DA
- Employer Contribution: 12% (split between EPF & EPS)
These contributions accumulate with attractive interest rates, making PF a safe and tax-efficient investment.
Why PF Compliance Matters for Employers
Non-compliance can lead to:
- Heavy penalties & interest
- Legal notices and inspections
- Loss of business reputation
Timely PF registration, monthly returns, and accurate payroll integration protect your organization from unnecessary risks.
Benefits of PF for Employees
- Retirement corpus with guaranteed returns
- Tax benefits under the Income Tax Act
- Financial security during emergencies
- Pension benefits under EPS
How VG Expert Advisors LLP Can Help
At VG Expert Advisors LLP, we provide end-to-end PF services including:
- PF registration & setup
- Monthly compliance & filings
- PF audits and notices handling
- Payroll & statutory advisory
Take the Next Step 
Stay compliant. Build trust. Grow confidently.
Contact Us Today for expert PF consultation
Visit our website: http://www.vgtaxadvisors.com/
Follow us on Instagram: @vgexperts_hyd
VG Expert Tax Advisors LLP – Your Trusted Partner in Compliance & Growth